If you’re wondering, “Can I refinance with bad credit?”, you aren’t alone. While a higher score is ideal, there are several programs available for Cincinnati homeowners with less-than-perfect credit.
Refinance Options for Lower Credit Scores
- FHA Streamline: Often allows for refinancing without a new credit check if you have a history of on-time payments.
- VA IRRL: A great option for Cincinnati veterans that prioritizes payment history over a specific score.
- Portfolio Loans: Some local lenders offer flexible criteria for unique financial situations.
Don’t let a credit score hold you back. Visit CincyRefinance.com to explore your options.