If you are thinking about refinancing your home in Cincinnati or Northern Kentucky, this is the place to start. Tell us a little about your goal, and we will connect you with a mortgage professional who can discuss your options and answer questions about the refinance process.
Cincinnati Refinance is an information and comparison resource, not a lender. That distinction matters: we do not approve, price, or fund loans, and we do not publish rates or payment estimates. Instead, we help you prepare — by explaining the refinance types, the costs to watch for, and the questions worth asking — and then we connect you with a mortgage professional who works directly with lenders.
You can also reach us by phone at (859) 380-3873 during our hours, Monday–Friday, 7:00 AM – 9:00 PM, or by email at info@cincyrefinance.com. Our mailing address is 355 Grand Ave, Cincinnati, OH 45205.
What Happens Next
- You send your request. Complete the form below with your name, phone number, email address, and your refinance goal. Adding a short message about your situation helps the mortgage professional prepare for your conversation, but you do not need to share sensitive financial details in this form.
- We connect you with a mortgage professional. Your request is passed to a mortgage professional who can discuss refinance options with you. They may contact you by phone or email to arrange a convenient time to talk.
- You compare options together. The mortgage professional can explain the types of refinance that may fit your goal, the information a lender will need, and the steps and costs involved. You can ask questions and take time to think before deciding anything.
- The lender handles your loan. If you choose to proceed, you will apply directly with the lender you select. That lender handles your application, underwriting, disclosures, and closing. Any loan is made solely by that lender and is subject to credit approval and that lender’s terms.
There is no obligation to proceed after sending a request, and there is no fee to use this site or to read the guides on it. If you are not ready to talk to a mortgage professional yet, you can start with our Refinance Options hub, learn how refinance rates are priced, or browse the frequently asked questions.
Before You Send Your Request
It helps to have a few things in mind before your conversation: your current loan type and roughly how long you have had it, your main goal (for example, changing your loan structure, accessing equity, or shortening your term), and how long you expect to stay in the home. You do not need exact figures, and you should never send account numbers, passwords, or other sensitive information through a website form.
When you speak with a mortgage professional, consider asking about the full loan terms rather than a single headline figure, the closing costs and how they are paid, whether the loan has any prepayment terms, how long the process typically takes, and what could change between an initial discussion and closing. Comparing answers from more than one lender is one of the most useful steps you can take.
If you prefer to talk first, call (859) 380-3873. If you would rather write, use the form below or email info@cincyrefinance.com.
Cincinnati Refinance is not a lender, mortgage broker, or loan officer. The content on this site is educational information only and is not a loan offer, rate quote, or commitment to lend. We provide information and connect consumers with mortgage professionals; any loan is made solely by the lender you choose and is subject to credit approval and that lender’s terms.
Contact Cincinnati Refinance
355 Grand Ave, Cincinnati, OH 45205
Phone: (859) 380-3873
Email: info@cincyrefinance.com
Hours: Monday–Friday 7:00 AM – 9:00 PM