Preparation is key to a smooth process. If you’re asking, “What documents do I need to refinance?”, having your paperwork ready can shave days off your Cincinnati mortgage application.
Standard Refinance Checklist
- Income Verification: Your most recent 30 days of pay stubs and last two years of W-2s.
- Tax Returns: Complete copies of your federal tax returns from the last two years.
- Asset Statements: Two months of bank statements for all checking, savings, and investment accounts.
- Homeowners Insurance: Proof of your current coverage for your Cincinnati property.
Ready to start? Contact CincyRefinance for a comprehensive checklist tailored to your loan type.